BODY 
{
text-decoration: none; 
font-family: Arial, Verdana, Helvetica, Helv; 
font-size:12pt;
scrollbar-3d-light-color : white;                                                               
scrollbar-arrow-color : blank;
scrollbar-base-color : white;
scrollbar-dark-shadow-color : blank;
scrollbar-face-color : BBC6E7;
scrollbar-highlight-color : white;
scrollbar-shadow-color : blank;
background-color: EFF8FF;
}

A:link {color: #cfcfcf; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:16px;font-weight: 900;}
A:visited {color: #cfcfcf; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:16px;font-weight: 900;}
A:hover {color: #7ECAFF; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:16px;font-weight: 900;}
A.textlink:link {color: #404093; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:16px;font-weight: 500;}
A.textlink:visited {color: #404093; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:16px;font-weight: 500;}
A.textlink:hover {color: #40934E; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:16px;font-weight: 500;}
A.copylink:link {color: #404093; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:10px;font-weight: 900;}
A.copylink:visited {color: #404093; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:10px;font-weight: 900;}
A.copylink:hover {color: #40934E; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:10px;font-weight: 900;}
font.copy {color: #000000; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:10px;font-weight: 900;}

DIV {color: #000000; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:15px;font-weight: 500;}

FONT.pagetitle {color: #001088; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:18px;font-weight: 900;}
FONT.paragraphtitle {color: #000000; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:16px;font-weight: 900;}
FONT.imagetitle {color: #000000; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:12px;font-weight: 900;}
FONT.subtitle {color: #001088; text-decoration: none; font-family:Arial, Verdana, Helvetica, Helv; font-size:12px;font-weight: 900;}

.borders {border-style: outset; border-color: #ffffff #797979 #D4D4D4 #797979;}

TD.addbackground
{ 
background-image: 
url("images/background3.gif");
background-repeat: 
no-repeat;
background-position: 
center center
}